AI proposes. Okren supervises. Your financial system executes.
A financial supervisor for any money move. Okren checks every move routed through it, whoever started it. It sits at the last step before a move becomes real: before a payment is sent, an order is placed or a transaction is signed.
AI
Proposes a financial move.
Started by a person, a system or an AI agent
OKREN
Supervises: Approve, Reduce, Ask, or Stop.
Your financial system
Executes what is allowed.
In your bank, payment system or trading venue
Swap the model, agent or provider. The limits stay.
Inside your limits. It goes ahead.
Over a limit. Only the allowed amount goes.
Needs judgment. Held for a person you name.
Not allowed. It does not go.
This applies to moves routed through Okren.
Okren sits alongside your controls. It replaces none of them.
Your first-line release authority and second-line monitoring stay where they are.
Stays with you
Nothing here moves to Okren- Sanctions and list screening
- Checking that an instruction is genuine
- Available balance and liquidity checks
- Your approval process: dual control, callbacks, who may release what
- Deciding on, and filing, suspicious-activity reports
What Okren adds
One independent layer on top- An independent check, outside the system that proposed the move
- A record of every answer
Okren does not judge what is suspicious.
Delegate work to AI. Keep human authority.
Let routine moves keep moving
Moves inside your limits go ahead without waiting in someone’s queue. Exceptions stay with people.
Keep one set of limits
The same limits apply whether a person, a system or an AI started the move.
Keep one record
Who asked, which limits applied, what Okren answered and what happened next.
Whether it’s $5 or $5 million, your limits apply every time.
Human control of money, at AI speed.
Human supervisors at financial institutions now have software that keeps up with AI-speed transactions.
Human supervision is applied whether a person, a system, or an AI starts the move.
Illustrative demo with sample data.
AI proposes in milliseconds. Human approval takes minutes.
Okren supervises at the speed of the AI, so your people can spend their time on the moves that need them.
Under 1 ms to check a move in Okren’s current environment. In Shadow we measure it on your own workflow.
AI should not authorize itself.
When the AI that proposes a move is also the one that approves it, nobody independent has checked it.
You answer for the one that’s wrong.
Illustration: 192 moves, one outside your limits.
Okren checks each one against your limits before it moves.
See the full story behind every decision.
What was proposed. Which rules applied. What Okren answered. Why. And what happened next.
Built to answer the question a reviewer asks later: why was this allowed to leave, or why was it held?
Example decisions with sample data.
Give AI more responsibility as confidence grows.
Start by watching. Moving to enforcement is your risk decision, not a settings change.
Observe
Okren watches one workflow and keeps the record. Nothing changes.
Shadow
Okren records what it would have answered while your process runs unchanged.
Enforce
Its answers count, on a small scope first. You widen it as confidence grows.
Questions, answered plainly.
Does a person need to approve every transaction?
No. People set the limits and approve the exceptions. Routine moves continue inside the limits you set, and a person is involved when a move needs one.
Does Okren move the money?
No. Your financial system executes. Okren answers whether the move may go ahead.
What if Okren cannot answer?
The move is held, not executed. Who is alerted, and how a held payment is released, is something we agree with you before enforcement.
Can the AI go around Okren?
Okren checks every action routed through it. It cannot supervise a path that skips it, so we start by mapping where your moves execute and which paths do not pass through Okren.
Who can change the limits?
Your institution owns the limits. Changing a limit is a privileged act, and how a change is approved is something we agree with you before enforcement.
How fast is it?
A typical check takes under a millisecond in Okren’s current environment. In Shadow we measure it on your own workflow.
See something we’ve missed? Please share.
Tell us what is unclear, what we got wrong, or how an approval process in your institution should work differently. A few lines is enough.
Which path already moves money?
Show us one release path that already moves money. We will map where an independent check would sit against your authorization matrix and dual-control points.
One workflow. A fixed period. Pricing set with you.